好幾位讀者寫信給我問說高股息(0056)是不是可以買了,現在的價格已經低於我在<臺灣高股息(0056):比臺灣50好10倍的定存股票>跟大家分享的操作區間,但是看到大盤還在繼續破底,怕說買了就被套牢,不知道該怎麼辦。
我文章中是這樣說的:「大部份時間都在21~25之間震盪,用平均配息去算,大約是4.4%~5.23%的現金殖利率,平均4.85%。
操作方法: 每個月拿固定金額出來投資,投資前先看現在價位,如果高於25元就不買,22元~25元買一半,低於22元除了買每個月固定金額以外,再加碼之前22元~25元少買的一半。」
那現在呢?
臺灣高股息(0056) http://www.wantgoo.com/Stock/0056 2016/1/13收盤價為20.83
看起來很可怕啊,持續在破底,如果買進以後再狂跌怎麼辦?
這是高股息,不是電子股,你不能用賺價差的思考去操作,要回歸到一開始為什麼想買0056的動機來判斷現在能不能買。
為什麼你想買0056呢?
因為想領配息,想要靠配息賺到現金流對吧!
我們來看一下這幾年的配息狀況
你可以發現這幾年大概都配1塊左右,假設你預期一年有5%的殖利率,配息1元,買點應該是幾元?
20元!
預期一年有4%的殖利率,配息1元,買點幾元?
25元!
今年配1元,現在20.73元,殖利率是多少?
4.8%
這符合你想要的投資報酬率嗎?如果不滿意,就繼續等看會不會破底,如果覺得可以接受,就可以慢慢買進。
可是現在還有7800點耶,如果之後夭壽跌到6000點怎麼辦?照比例計算,高股息會跌到16塊,帳面上賠了23%,每年4.8%配息要5年才能回本。
做這種投資你必須具備積極正面淡定以及看很開的態度,必須無視賠價差,買進以後沒什麼意外就不要賣掉,每年領配息就好,如果你能接受買了不賣出這個觀念,帳面上虧損就跟你沒什麼關係了,反正虧損不實現就不是虧損對吧!
當然,我知道你可能覺得這整件事非常玄,有一種說不出哪裡怪怪的感覺,一來4.8%這種投報率實在很破爛,二來現在買進之後帳面虧損要配息五年才能回本,那我鎖定存不更好?
你沒什麼好抱怨的,因為你根本沒花時間在學習投資理財上面不是嗎?如果說你可投資閒錢不到100萬,我勸你根本別買0056,因為假設你拿50萬買0056,一年4.8%才賺2.4萬,平均每個月兩千塊不到,要賺到什麼時候才能提早退休?才能享受財富自由?(其實嚴格講起來不是賺2.4萬,因為配息時股價會跌,總價值不變,有點像強迫賣股換現金給你)
所以靠投資ETF根本不可能賺大錢,領配息其實是把錢從左口袋放到右口袋?
對,雖然真相很殘忍,但是事實就是懶人投資不會有好的投報率。
資金不到100萬,想要賺錢翻身,你應該要擔一些風險去嘗試有機會一年賺三成,甚至更多的投資,這樣操作才能讓你真正賺到錢,等賺到500萬、1000萬,拿一部份的錢放0056讓它自己滾當保本,另外一部份錢繼續從事稍高風險&大利潤的投資,這樣會形成正向循環,你才有機會可以財富自由。
記得這個有錢人跟窮人的對比表格嗎?
看看第3、4、5跟16點,再看看一年只有4.8%投報率的0056,我想你會知道為什麼我說資金不足100萬的根本不要考慮高股息的原因。
如果你想通了,知道一年4.8%的投報率對你無用,但是不知道怎麼賺到更多,你可以試試下面影片教的方法,有機會讓你靠自己年賺三成以上
不方便看影片的就看文字版
15126預知系列戰法「文字版」 第一集
15126預知系列戰法「文字版」 第二集
15126預知系列戰法「文字版」 第三集
因為台股每年都會有固定時間有固定類股的題材發酵,所以劃線已經整理出『股票預知行事曆』的參考工具,每年到了差不多的時間就可以提前佈局,通常有一波行情可以賺,而且很穩定很送分題。
重點是平均每個月都會有4~5個送分題可以提前逢低佈局,你可能會問說每個月4~5個不會太忙嗎?沒時間怎麼辦?別擔心,劃線會從多面向幫你挑選最有把握的1~2個題材,教你怎麼操作獲利。
看劃線社團介紹以及學長姐的分享 -> http://goo.gl/hYUd2I
免費體驗 -> http://goo.gl/0aXMdQ
重點個股
| 代碼 | 股票 | 股價 | 漲跌 | 漲跌幅% | 成交量 | 時間 | 更多資訊 |
|---|---|---|---|---|---|---|---|
| 0000 | 加權指數 | 7824.61 | ▲ 56.16 | 0.72 | 745 | 13:31 | 線圖 主力 法人 +自選股 |
| 0056 | 高股息 | 20.73 | ▲ 0.03 | 0.14 | 2852 | 14:30 | 線圖 主力 法人 +自選股 |

加油,別放棄,我們的星球,是變動的,生老病死,喜怒哀樂,生命 生生不息。 知足常樂。 很多國家,現在溫度,正+40度 或 負-40度, 生 活 和 生存,非常艱辛。 --- 蘇+澳+後勤+某某部,也曾 酒後駕車,BMW,車頭全毀,引擎噴飛,人沒事,上過頭條新聞,網路可以查尋到。(上新聞) 該某某部,還發生過,特別案件,因老婆,無照駕駛,老公軍人,跑去夥同鄰居,製造假車禍,真詐保險公司,雖然後來,心裡不安,主動告知,保險公司,還是被,警方發現,移送地檢署偵辦。(沒上新聞) 不知道,今年 還是去年,某艦9+3+7,有士兵,去淡水遊玩,因薪俸較低,且薪俸運用和理財不佳,到賣場超市,偷竊一盒保險套。(就算船號記錯,內容不會錯,因為是,公開場合,全體宣導,注意事項)(沒上新聞) --- 蘇+澳,南+方+澳。 社區、營區,真糟糕。 普悠瑪出軌事件、大橋斷裂事件、海軍伊清楓事件。 --- 請強化,資訊安全,駭客已經厲害到,可以入侵手機,啟動與關閉軟件,並監視手機與盜取圖片和資料,造成用戶的錯覺,刻意制造出,手機用戶,幻想 或 精神病。 利益與衝突,攏斷與掌控。 --- 刮刮樂,上面號碼,應該以, 發型款版本,進行編碼, 後面則以,發行張數量,進行編碼。 ABC-1234567(款式-張數) 不然誰知道,到底有沒有,少印 或 多印。 --- 支持公益彩卷。有錢的話,當然會幫助需要的人。 請上架,因賠錢,而下架的,樂線九宮格,謝謝。 請20:00封盤,20:05開獎。(20:30開獎,理由是,需要計算,消售金額,騙三歲小孩喔) --- 一個、謊言、炒作、洗腦...的世界。 早就已經,沒有什麼,商品供需了,所以才會造成,大家沒什麼收入。(大家在比氣長,看誰食物多) 全世界都相同問題,所以才會打,貿易戰。(太平洋 魚獲 和 工作機會) 食物,才是真的(王道),其它都是假的! --- 經濟好壞? 大家,房貸額度用光、信貸額度用光、信用卡額度用光、商品沒供需 股票炒不起來、虛擬貨幣 假的上上下下。(負債累累) 只能說,以前買到房屋 或 擁房者,已經 還清債務的人,才是幸福的。(低房價) 以前是,(慢調生活),(農業時代),(相互競爭少),(人人有田),(人人有房),現在反過來了。 --- (洗腦兼爛權 的 學長學弟制 軍隊)槽糕到不行。 --- (玩弄人、貪汙,事件永無止息),(滅證洩責,第一名),(商業值供獻零),(只會從國庫,透過預算,拿老百姓,繳的稅收,進行揮霍) [基層工人,跟老百性相同,還比較有,供獻價值] --- Come on, don't give up, our planet is changing, with birth, old age, sickness and death, joy, anger, sorrow and joy, and life is endless. Contentment is always happy. In many countries, the current temperature is positive +40 degrees or negative -40 degrees. It is very difficult to live and survive. --- Su + Australia + logistics + XX department, also once drunk driving, BMW, the front of the car was completely destroyed, the engine was flying, people were okay, the headlines can be found on the Internet. (On the news) There have also been special cases involving his wife, unlicensed driving, husband and soldier. They went to work with neighbors, made fake car accidents, and scam the insurance company. Although later, he was uneasy, he voluntarily informed the insurance company. , The police found it and transferred it to the Prefectural Procuratorate for investigation. (Not in the news) I don't know, this year or last year, a certain ship 9+3+7, there are soldiers, go to Danshui to play, because the salary is low, and the use of salary and financial management are not good, go to the supermarket and steal a box of condoms. (Even if the ship number is wrong, the content will not be wrong, because it is, public occasions, all publicity, precautions) (not on the news) --- Su + Australia, South + Fang + Australia. The community, the camp, it's really bad. Puyuma derailment incident, bridge fracture incident, navy Yiqingfeng incident. --- Please strengthen information security. Hackers are already powerful enough to invade mobile phones, start and close software, monitor mobile phones and steal pictures and data, causing users to misunderstand, deliberately creating, mobile phone users, fantasy or mental illness. Interests and conflicts, severance and control. --- Scratch music, the number above should be, Hair style version, coded, After that, the number of issued sheets is used for coding. ABC-1234567 (style-number of sheets) Otherwise, who knows, whether there is less printing or more printing. --- Support charity rolls. If you have money, you will certainly help those in need. Please put it on the shelf, because it lost money, and it was taken off, Lexian Jiugongge, thank you. Please close the plate at 20:00 and draw at 20:05. (The lottery is drawn at 20:30, the reason is that it needs to be calculated, the amount of sales, to cheat a three-year-old child) --- A world of lies, hype, brainwashing... It has been long since, there is nothing, commodity supply and demand, that's why everyone has no income. (Everyone is getting angry, see who has more food) The world has the same problem, so it will fight a trade war. (Pacific Fish Catch and Job Opportunities) Food is real (king way), everything else is fake! --- Is the economy good or bad? Everyone, the mortgage line is used up, the credit line is used up, the credit card line is used up, there is no supply and demand for goods, stocks cannot be speculated, and virtual currencies are going up and down. (Large debts) It can only be said that those who have bought or owned a house before and who have paid off their debts are happy. (Low house price) It used to be, (slow life), (agricultural age), (less competition), (everyone has a field), (everyone has a house), but now it’s the other way around. --- (Brainwashing and ruined power of the senior schoolmate system army) Too bad. --- (Playing with people, embezzlement, the incident never ends), (Extinguish evidence and venting responsibility, the first place), (Commercial value for zero), (Only from the national treasury, through the budget, the tax paid by the people and the tax will be squandered) [Grass-roots workers are the same as Lao Bai, but they are more valuable, offering value] ---
關閉系統基哨站。 這個世界,只不過是,謊言支撐起來,當一切改變時,別期待 國家 與 政府 或 任何人的承諾,因為 生死,都隨時存在,只是人類體型放大化,且記憶裡 存在著,安全思想,比較多一些生存而已。 沒有供需,一切都是假的,只是透過 各種手段 與 職業,獲取 等值的證明,紙鈔 與 錢幣。 所以生存概論,推翻政權 或 加入集團組織。 This world is just supported by lies. When everything changes, don’t expect the promise of the state, the government or anyone, because life and death exist at any time, but the size of human beings is enlarged, and there is in memory, safety thoughts, comparisons Survive more. There is no supply and demand, everything is fake, just through various means and occupations, to obtain proof of equivalent value, banknotes and coins. So an introduction to survival, overthrow the regime or join a group organization.
一個錯誤的選擇 一個錯誤的環境 造就了 一連串 錯誤的事件 軍隊 隸屬 特殊環境 , 官員有責 解決底下問題, 否則沒資格 命令 不要只會 , 升官發財 , 滅證卸責, 受傷死亡, 都不算數, (該死的軍隊)(管理極差) [該休息 休息][該工作 工作] [很困難?] (作息時間,與外面社會,稍微不同,當然正常) (部隊管理不佳, 造成他人精神壓力問題) (部隊管理不佳 ,造成他人工作負荷過重) (部隊管理不佳,造成 軍職 約聘, 捉弄 與 陷害 他人, 永久上的紀錄遺憾) (受傷沒說,完全不算數)(內傷算自己該死) (卸責厲害的軍隊) ( 上電視、上報紙、莒光園地、女兵日記 ) (形象 洗白 第一名) A wrong choice A wrong environment Created a series of wrong events The army is in a special environment, and officials have the responsibility to solve the underlying problems, otherwise they are not qualified to order Don't just get promoted and get rich, destroy evidence and shirking responsibility, Injuries and deaths don’t count, (damn army) (very poor management) [Should take a break] [This job should work] [It’s difficult?] (The work and rest time is slightly different from the outside society, of course it is normal) (Poor management of the troops, causing mental stress to others) (Poor management of the troops, resulting in excessive workloads for others) (Poor management of the troops, resulting in military appointments, teasing and framing others, permanent record regrets) (I didn't say the injury, it doesn't count at all) (Internal injury counts as one's own damn) (Short the blame for the powerful army) (On TV, Newspaper, Juguang Garden, Female Soldier's Diary) (Image whitewashing first place)